Shop Insurance

Whether you’re a high street boutique or a village store, a newsagent or a fashion boutique, our approved insurance broker will help you to ensure your shop is covered with a retail insurance policy tailored for your business.

We’ve teamed up with Towergate to bring you quality insurance solutions for your retail business.

shop retail insurance

Benefit from the expertise and buying power of Towergate,
one of the UK’s largest insurance brokers

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    Get a Quote

    Get a shop insurance quote and buy online.

    Please note: Clicking this link will take you to Towergate’s website.
  • Arrange a callback

    Speak to an Adviser

    Call one of Towergate’s specialist advisers to find out more about shop insurance.

    0344 346 0886

Shop Insurance from Towergate:

Shop insurance cover will ensure you maintain your income and keep your business running should the worst happen.

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    Peace of mind

    Rest easy knowing your shop insurance is tailored for you, leaving you time to focus on what you do best – running and growing your business.

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    A wide choice of insurers

    You’ll get access to a range of insurers to source some of the best products in the market.

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    Easy to manage and renew

    A comprehensive, all-in-one insurance package with a single renewal date.

  • Savings icon

    Spread the cost

    …With monthly payments, helping you to manage your cash flow.

Shop insurance cover:
What’s included?

All of Towergate’s shop insurance packages are tailored especially for the needs of your particular retail business, but could include the following:

Stock and Contents

Protect your most valuable asset: your stock and contents

Glass cover

Many retail businesses and shops have a large amount of glass or windows to maintain. Glass cover ensures that you’re covered for damage or vandalism and can even cover the cost of boarding damaged windows.


Public and Employers’ Liability cover

If you employ staff, Towergate will ensure that your shop insurance package includes Employers’ Liability cover, protecting you against the cost of claims that arise from employee illness or injury in the workplace.

With public liability insurance, you are covered in the event of customers suffering injury while on your premises.

Business interruption

If you can’t open your shop while your premises are being repaired following a shop insurance claim, this will cover you for the loss of gross profit incurred.

Get A Quote

Please note: Clicking this link will take you to Towergate’s website.

Our Partner: Towergate

Towergate is one of the largest corporate and SME business insurers brokers in the UK.

Established in 1997 and headquartered in London, Towergate has a major local presence with over 70 offices nationwide, and their network of experts are on hand to offer first class advice on protecting your shop.

They have a wide range of risk protection products and services and can offer a great deal of choice for you, creating bespoke insurance programmes specially tailored to meet the needs of retail businesses.

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Enquire Online Now

Or call Towergate on 0344 346 0886

Please note: Clicking this link will take you to Towergate’s website.
Utilitywise are an Introducer Appointed Representative of Towergate Insurance, a trading name of Towergate Insurance Group Ltd (TUGL).  TUGL is authorised and regulated by the Financial Conduct Authority. Our register number is 313250. This can be checked by visiting the FCA website.
Towergate Insurance Brokers and Towergate are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority.


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