Restaurant and Takeaway Insurance

Whether you offer food to eat in or take out, whether fine dining or casual dining, our approved insurance broker will help you to ensure your restaurant or takeaway business is covered.

We’ve teamed up with Towergate to bring you quality insurance solutions for your takeaway or restaurant.


Benefit from the expertise and buying power of Towergate,
one of the UK’s largest insurance brokers

  • compare online icon

    Get a Quote

    Get a takeaway or restaurant insurance quote and buy online.

    Please note: Clicking this link will take you to Towergate’s website.
  • Arrange a callback

    Speak to an Adviser

    Call one of Towergate’s specialist advisers to find out more about restaurant and takeaway insurance.

    0344 346 0886

Restaurant Insurance from Towergate:

Restaurant and Takeaway insurance cover will ensure you maintain your income and keep your business running should the worst happen.

  • all locations protection icon

    Peace of mind

    Rest easy knowing that your restaurant insurance is tailored for you, leaving you time to focus on your business.

  • flexible contract procurement icon

    Flexible limits and extras

    Tailor your cover to suit your needs, plus Towergate can arrange cover for your extras, such as dancefloors and entertainment.

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    Easy to manage and renew

    A comprehensive, all-in-one insurance package with a single renewal date.

  • Savings icon

    Spread the cost

    …With monthly payments, helping you to manage your cash flow.

Insurance for Restaurants and Takeaways: What’s included?

A takeaway or restaurant insurance package from Towergate is tailored especially for the needs of your particular type of business, and generally include the followings types of cover:

Flexible Contents cover

Restaurants and takeaways have a diverse range of contents to insure, from catering equipment to furniture and till systems.

Flexible Contents cover lets you scale the cover you needs based on replacement values, and choose your cover limit to make sure you are properly protected.

Business Interruption cover

If your restaurant or takeaway is unable to trade due to an insured peril, this cover contributes towards your continuing overheads such as staff costs, bank loans and mortgage or rent costs. Business Interruption cover is available for 12, 24 or 36 months.


Public and Employers’ Liability cover

If you have employees at your restaurant or takeaway, Towergate will ensure that your insurance package includes Employers’ Liability cover, protecting you against the cost of staff claims of illness or injury in the workplace.

With public liability insurance, you are covered in the event of customers suffering injury while on your premises.

Products Liability cover

This policy can cover you for your legal defence costs and any awards paid if there’s a problem in your kitchen and the food you serve leads to illness or injury and a claim is made against your business.

Products Liability for restaurants and takeaways can also cover any foods or merchandise you sell for customers to use at home.

Get A Quote

Please note: Clicking this link will take you to Towergate’s website.

Enquire Online Now

Or call Towergate on 0344 346 0886

Please note: Clicking this link will take you to Towergate’s website.

Our Partner: Towergate 

Towergate are one of the largest corporate and SME business insurers brokers in the UK.

Established in 1997 and headquartered in London, Towergate has a major local presence with over 70 offices nationwide, and their network of experts are on hand to offer first class advice on protecting your restaurant or takeaway.

They have a wide range of risk protection products and services and can offer a great deal of choice for you, creating bespoke insurance programmes specially tailored to meet the needs of restaurants and takeaway businesses.

Towergate Insurance logo
Utilitywise are an Introducer Appointed Representative of Towergate Insurance, a trading name of Towergate Insurance Group Ltd (TUGL).  TUGL is authorised and regulated by the Financial Conduct Authority. Our register number is 313250. This can be checked by visiting the FCA website.
Towergate Insurance Brokers and Towergate are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority.


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