Hotel and Guesthouse Insurance

Whether you’re a B&B, guesthouse or boutique hotel, our approved insurance broker has flexible and tailored packages to meet your requirements.

We’ve teamed up with Towergate to bring you quality insurance for your hotel or guesthouse.

Hotel and Guesthouse Insurance receptionist

Benefit from the expertise and buying power of Towergate,
one of the UK’s largest insurance brokers

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    Get a Quote

    Get a hotel and guesthouse insurance quote and buy online.

    Please note: Clicking this link will take you to Towergate’s website.
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    Speak to an Adviser

    Call one of Towergate’s specialist advisers to find out more about hotel and guesthouse insurance.

    0344 346 0886

Choose Hotel and Guesthouse Insurance from Towergate:

  • all locations protection icon

    Peace of mind

    Rest easy knowing your hotel or guesthouse insurance is tailored for you, leaving you time to focus on running the business.

  • specialist manufacturing energy account management

    A wide choice of insurers

    You’ll get access to a range of insurers to source some of the best products in the market.

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    Easy to manage and renew

    A comprehensive, all-in-one insurance package with a single renewal date.

  • Savings icon

    Spread the cost

    …With monthly payments, helping you to manage your cash flow.

Hotel & Guesthouse insurance cover: What’s included?

All of Towergate’s guesthouse and hotel insurance packages are tailored especially for the needs of your particular business, but will generally include the following:

Public Liability cover

All of Towergate’s hotel and guesthouse insurance policies include public liability cover as standard.

With public liability insurance, your hotel or guesthouse is covered in the event of guests suffering injury or incurring property loss or damage as a result of your business.

Legal Expenses cover

Hotel and guesthouse insurance through Towergate will cover your legal expenses, ensuring that your business has legal support when needed.



Employers’ Liability cover

Most UK employers are legally required to have at least a minimum level of insurance cover against the cost of defending or settling claims that arise from employee injury or illness in the workplace. A hotel and guesthouse insurance policy through Towergate will make sure you’re covered.

Accidental Damage cover

We all know accidents can happen, no matter how prepared you are. With accidental damage included as part of hotel and guesthouse cover from Towergate, you can rest assured that you’re prepared for those little – and sometimes not-so-little – accidents that life throws up.

Get A Quote

Please note: Clicking this link will take you to Towergate’s website.

Our Partner: Towergate

Towergate is one of the largest corporate and SME business insurers brokers in the UK.

Established in 1997 and headquartered in London, Towergate has a major local presence with over 70 offices nationwide, and their network of experts are on hand to offer first class advice on protecting your hotel or guesthouse.

They have a wide range of risk protection products and services and can offer a great deal of choice for you, creating bespoke insurance programmes specially tailored to meet the needs of hotels and guesthouses

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Enquire Online Now

Or call Towergate on 0344 346 0886

Please note: Clicking this link will take you to Towergate’s website.
Utilitywise are an Introducer Appointed Representative of Towergate Insurance, a trading name of Towergate Insurance Group Ltd (TUGL).  TUGL is authorised and regulated by the Financial Conduct Authority. Our register number is 313250. This can be checked by visiting the FCA website.
Towergate Insurance Brokers and Towergate are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority.


With businesses becoming more at risk to cyber-attacks and threats, it’s never been more important to make sure you have the right protection.

Quickly discover if your business has the right level of cover by taking the Towergate Insurance Brokers 3-minute Cyber Risk Assessment Test.

Are you gambling with your Cyber and Data Security?

Take the Test

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