Commercial Combined Insurance

Flexible insurance policies, tailored to the needs of your business, in a single policy with one renewal date.

We’ve teamed up with Towergate to bring you quality insurance solutions for your business.

commercial combined insurance warehouse

Benefit from the expertise and buying power of Towergate,
one of the UK’s largest insurance brokers

  • compare online icon

    Get a Quote

    Get a commercial combined insurance quote and buy online.

    Please note: Clicking this link will take you to Towergate’s website.
  • Arrange a callback

    Speak to an Adviser

    Call one of Towergate’s specialist advisers to find out more about commercial combined insurance.

    0330 678 0621

Commercial Combined Insurance from Towergate:

  • all locations protection icon

    Peace of mind

    Rest easy knowing your insurance is tailored for you, so you can focus on managing your business.

  • specialist manufacturing energy account management

    A wide choice of insurers

    You’ll get access to a range of insurers to source some of the best products in the market.

  • good thumbs up icon

    Easy to manage and renew

    Comprehensive, all-in-one insurance – in a single policy, with a single renewal date.

  • Savings icon

    Spread the cost

    …With monthly payments, helping you to manage your cash flow.

What is Commercial Combined Insurance?

Commercial combined insurance is a comprehensive business insurance policy that brings together a range of the covers most commonly required, into a single policy.

A commercial combined insurance policy is primarily designed for (but not limited to) businesses, such as distributors, manufacturers, wholesalers and warehouses.

Bespoke cover

All of Towergate’s commercial combined insurance policies are tailored to meet the needs of your particular business.

Property Damage Insurance

A commercial combined insurance policy from Towergate will cover your business for property damage and can be made up of covers including commercial fire and theft, buildings insurance, and goods in transit. Commercial fire and theft insurance covers perils such as arson, theft of property, damage to property caused by theft or attempted theft, fire and electrical fire.


Liability cover

A commercial combined insurance policy from Towergate can include covers for a range of liabilities – from public and product liability, to employers’ liability insurance.

Your Towergate adviser will work with you to understand your business and identify the cover required.

Risk Management and discounts

Towergate’s specialist advisers will help you to identify ways to mitigate risk and will negotiate discounts on your behalf, helping you to lower your premium.


Get A Quote

Please note: Clicking this link will take you to Towergate’s website.

Our Partner: Towergate

Towergate is one of the largest corporate and SME business insurers brokers in the UK.

Established in 1997 and headquartered in London, Towergate has a major local presence with over 70 offices nationwide, and their network of experts are on hand to offer first class advice on protecting your shop.

They have a wide range of risk protection products and services and can offer a great deal of choice for you, creating bespoke insurance programmes specially tailored to meet the needs of your business.

Towergate Insurance logo

Enquire Online Now

Or call Towergate on 0330 678 0621

Please note: Clicking this link will take you to Towergate’s website.
Utilitywise are an Introducer Appointed Representative of Towergate Insurance, a trading name of Towergate Insurance Group Ltd (TUGL).  TUGL is authorised and regulated by the Financial Conduct Authority. Our register number is 313250. This can be checked by visiting the FCA website.
Towergate Insurance Brokers and Towergate are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority.


With businesses becoming more at risk to cyber-attacks and threats, it’s never been more important to make sure you have the right protection.

Quickly discover if your business has the right level of cover by taking the Towergate Insurance Brokers 3-minute Cyber Risk Assessment Test.

Are you gambling with your Cyber and Data Security?

Take the Test

Dice being thrown