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Business Insurance

Tailored insurance to meet all your business needs.

Our approved insurance broker will endeavour to find the best possible business insurance solution, tailored to your business’ requirements, at a competitive premium for your business.

So whatever insurance your business needs, you’ll be covered.

shop retail insurance

Shop Insurance

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business meeting

Office Insurance

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landlord keys insurance

Landlord Insurance

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hotel insurance bell

Hotel & Guesthouse Insurance

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pints beer pub

Pub Insurance

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restaurant food

Restaurant & Takeaway Insurance

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Commercial Combined Insurance

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Get a Quote

Or call Towergate on 0344 346 0886

We’ve teamed up with Towergate to bring you quality insurance and risk management solutions for your business.

You’ll benefit from the expertise and enormous buying power of one of the UK’s largest insurance brokers. You’ll be gaining access to an extensive range of insurance products from the nation’s leading insurance companies, specialist insurers and the London Market.

Towergate work with all types of industries and professions, from sole-traders to large businesses. They’ll assess your business’ unique needs and arrange the right level of business insurance, protecting you and your employees as well as your business from all levels of risk, so you can sleep easy and focus on the important stuff, like running your business.

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Why choose Towergate for your Business Insurance?

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    Save Time

    Compare business insurance prices from the nation’s leading insurers without having to contact each provider individually.

  • Graduate icon

    Expert advice

    With over 70 offices across the UK, Towergate has real expertise in helping UK businesses, with specialised advisers who understand the specifics of your sector or industry.

  • Savings icon

    Value for Money

    Competitively priced business insurance from the UK’s leading insurance companies – you’ll get insurance cover you can be confident in, from a company you can trust.

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    Flexible Policies

    Your insurance can adapt and change as your business does, ensuring you are never under-insured and at risk.

Here’s what a current Towergate customer has to say:

“I came across Towergate around 2004 when I was looking for a new insurance provider after my existing company stopped providing services to the security guarding industry.

“I have been involved with different aspects of business insurance for over fifteen years so I am very well aware of what makes a good or bad broker.

“In 2005 after approaching Towergate, I met with my Account Manager and have never looked back.  My Account Manager is very knowledgeable when it comes to the security industry, in addition to his vast insurance expertise. We always feel that he has our best interests at heart and will assist us with answering even the smallest, most minor queries at the drop of a hat.”

– Managing Director, security and property services company

Get a Quote

Or call Towergate on 0344 346 0886

Frequently Asked Questions about Business Insurance

  • Why are Utilitywise and Towergate Insurance partnering?

    As your supplier of choice for your utilities, we’re always looking for additional services for our customers that will offer more value for money and make your businesses more efficient.


  • If I buy an insurance product through Towergate, who is the insurer?

    Towergate are an intermediary, and that will depend on the product you require.

    Towergate will always try to get the most appropriate insurance cover for your business at a competitive price and that will mean they will negotiate on your behalf with any number of top UK insurers.

  • If I have to make a claim do I contact Utilitywise or Towergate?

    In the event of a claim, you would report this directly to Towergate.

  • Who do I pay my insurance premium to, Utilitywise or Towergate?

    You will be invoiced for your insurance by Towergate.

  • I’ve never heard of Towergate. Who are they?

    Towergate are part of one of the most diversified insurance groups in the UK.

    As such, they are a major player in corporate and SME insurance and risk management with expert advisors in over 70 offices UK wide.

  • If I buy an insurance product through Towergate, do I have to buy all my insurances from them?

    No. However, you will always benefit from Towergate’s massive buying power and the additional free services you will get from their partnership with Utilitywise.

    Also, there are real benefits in building a relationship with your insurance broker, as they will develop an understanding of your business and the potential risks that could affect it.

  • How can I ensure that my business will be adequately covered?

    When you ask Towergate for a quotation, your appointed Account Executive will work with you and carry out a risk review of your business.

    Based on this information, they will discuss and recommend the appropriate products and levels of cover to ensure you are adequately protected should the worst happen and you have to make a claim.

  • If I am seeking information or advice about the suitability of any insurance products for my needs who would I ask?

    Information regarding specific products must be discussed with Towergate.

    Insurance is a highly specialised and regulated activity and Utilitywise cannot give advice in this area.

Utilitywise are an Introducer Appointed Representative of Towergate Insurance, a trading name of Towergate Insurance Group Ltd (TUGL).  TUGL is authorised and regulated by the Financial Conduct Authority. Our register number is 313250. This can be checked by visiting the FCA website.
Towergate Insurance Brokers and Towergate are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority.